Non-Structural and Structural Damage2024-10-15T12:10:22-05:00

NON-STRUCTURAL AND STRUCTURAL DAMAGE

Non-structural damage includes damage to the improvement that does not adversely affect the livability, soundness, or structural integrity of your home, such as damage to windows, flooring, trim, etc.  Examples of non-structural damage could include:

  • Nonstructural damage to roof components over essential living spaces (e.g. shingles, roof covering, fascia board, soffit, flashing, and skylight)
  • Nonstructural damage to the interior wall components, to include drywall and insulation
  • nonstructural damage to exterior components such as siding
  • Multiple small vertical cracks in the foundation
  • Damage to chimney (i.e., tilting, falling, cracking, or separating from the residence)
  • Damage to mechanical components (e.g. furnace, boiler, water heater, HVAC, etc.)
  • Damage or disaster related contamination to a private well or septic system
  • Waterline at 1 to 3 inches in an essential living space

Structural damage includes any damage that does adversely affect the livability, soundness, or structural integrity of your home, including the foundation, roof and load bearing walls.  Structural damage could mean your home is in danger of collapse or failure.  Examples of structural damage could include:

  • Failure or partial failure to structural elements of the roof over essential living spaces to include rafters, ceiling joists, ridge boards, etc.
  • Failure or partial failure to structural elements of the walls, to include framing, etc.
  • Failure or partial failure to foundation, to include crumbing, bulging, collapsing, horizontal cracks of more than 2 inches, and shifting of the residence on the foundation of more than 6 inches.
  • Waterline above 18 inches or above the electrical outlets in an essential living space

FREQUENTLY ASKED QUESTIONS

What is a homestead exemption?2020-10-29T20:18:54-05:00

A homestead exemption lowers your property taxes by removing part of the value of your property from taxation. There are several different types of homestead exemption, including the general residence homestead exemption and exemptions for seniors, people and veterans with disabilities, and some surviving spouses.

Do I have to apply for a homestead exemption every year?2024-09-16T08:58:11-05:00

You do not have to reapply for a homestead exemption unless the Chief Appraiser requests a new application in writing, you move to a new residence, or your qualifications for an exemption change.

State law requires an appraisal district to audit our exemption records every five years. If the District needs more information to confirm you benefits should continue, you may be asked to reapply.

I just purchased my home. When can I apply for a homestead exemption?2022-06-27T10:09:48-05:00

To qualify for a homestead exemption, you must own and occupy the property on which you are applying.  If you recently purchased a home, you may submit the form now and the homestead will be applied to the year in which you qualify.

Can I claim a homestead exemption on a mobile home if I do not own the land?2020-11-20T15:02:10-06:00

Yes. Please include a copy of your title to the mobile home or a verified copy of your purchase contract along with your exemption form.

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